Lifestyle & Health

Can Doctors Prescribe Lift Chairs? Insurance, Process & What to Expect

Eliot Ravenswood

Eliot Ravenswood

Can Doctors Prescribe Lift Chairs? Insurance, Process & What to Expect

When you picture a lift chair, you might imagine your granddad settling in for his favorite footy game. But here’s the twist: these aren’t just fancy recliners. For people battling mobility issues—whether it’s from arthritis, injuries, or chronic illness—a lift chair can feel like a lifeline. But can you walk into your GP’s office, ask for a prescription, and expect to have one delivered? Let’s break down exactly how this process works, why prescriptions matter, and what hoops you’ll need to jump through in Australia and beyond.

What’s a Lift Chair and Who Really Needs One?

Imagine waking up every morning and realising that the simple act of standing up from your favourite couch feels like scaling Mount Everest. That’s daily life for many Aussies with limited mobility. A lift chair looks like an ordinary armchair, but it has a motorised system that helps you stand up or sit down, reducing strain on sore joints and helping prevent falls. They’re especially useful for folks with arthritis, hip or knee issues, muscle weakness, or any condition that turns moving from sitting to standing into a risky or exhausting task.

It’s more than just comfort, too. Lift chairs let people keep their independence and safety at home. Without one, some people would need constant help just to get out of their seat—or worse, they might simply choose to sit all day, increasing the risk of pressure sores, loss of muscle tone, and even depression brought on by inactivity. You might hear them called ‘rise-and-recline’ or ‘power lift’ chairs at local medical supply stores.

But there’s a catch: these chairs aren’t cheap. Even a basic model from a reputable brand can set you back $1,000 to $2,500, and complex models go much higher. That’s why so many people wonder: can a doctor write a prescription for a lift chair? If so, will insurance help cover the cost?

Can a Doctor Write a Prescription for a Lift Chair? The Straight Story

Yes, a doctor can prescribe a lift chair under the right medical circumstances. But—and this is a big but—it’s not as easy as scribbling a note for antibiotics. In the world of mobility aids, a “prescription” is technically called a ‘letter of medical necessity’ or ‘medical certificate.’ Any GP, rehabilitation physician, or occupational therapist able to assess your mobility and health needs can write one.

The point of this letter isn’t just to satisfy paperwork. Insurance funds, whether private or through schemes like Australia’s NDIS (National Disability Insurance Scheme), want to be sure the equipment is medically necessary. That letter will describe your condition (like severe osteoarthritis or post-surgery immobility), explain how a lift chair would help, and confirm that less expensive alternatives—like extra help from a carer—just don’t cut it.

The process usually works like this:

  • You tell your doctor about your mobility problems and daily difficulties.
  • The doctor (sometimes alongside an occupational therapist) assesses your living situation and health.
  • If they agree that a lift chair will support your medical goals—like getting in and out of your chair without falling—they’ll write the prescription or certificate.
  • This document gets submitted to your insurance provider or funding scheme, along with any other supporting materials (like PT or OT reports).
  • If approved, you can order a chair from a registered supplier, often with insurance covering part or all of the cost.

Doctors are the gatekeepers, but they’re not Santa Claus. If you want a lift chair just for luxury, you’re out of luck. They’ll only write up a prescription if you have a real, documentable reason.

According to the Australian Government Department of Health, “Medical equipment prescribed for use in the home must address a person’s clinically assessed needs.” So, the more detail and evidence you (and your doctor) can provide, the smoother it goes.

Will Insurance or the NDIS Cover Lift Chairs in Australia?

Will Insurance or the NDIS Cover Lift Chairs in Australia?

Private health insurers and government schemes like the NDIS can fund a lift chair, but each has their own rules. With private insurance, you’ll need to check your extras cover. Some policies include “medical aids and appliances,” but lift chairs aren’t always on the shopping list. Contacting your fund with your doctor’s documentation is the only way to know for sure.

Things get more structured with the NDIS. If you’re a participant, lift chairs can fall under “Assistive Technology (AT)” supports. What does the NDIS look for? They want proof the chair is ‘reasonable and necessary’—and this means a proper prescription, an occupational therapist’s assessment, and, sometimes, a home visit to confirm you’ve got the right space and resources (“Will it fit near the power point near your window, or will you need new wiring?”).

Seniors may also look to My Aged Care, although funding is much stricter. Home care packages might pay for a chair with enough proof, usually if your mobility needs have changed recently or if you’ve had a fall. Don’t expect to get funding if you’re only after a comfort upgrade—think ‘need’ not ‘want.’

Medicare in the US, for example, only pays for the lifting mechanism (not the whole chair), and only if a doctor states it's medically required. In Australia, private insurers will often request you provide:

  • Your doctor’s (or occupational therapist’s) medical certificate
  • A quote or invoice from the supplier
  • Receipts after purchase (for reimbursement)
  • Possibly before-and-after photos or OT reports for complex cases

When in doubt, call your insurer before shopping. Policies shift often, and some will only pay towards chairs from certain suppliers or models that meet safety standards.

As occupational therapist Lauren Brandone puts it,

“A doctor’s letter is vital, but a thorough functional assessment by an OT adds huge weight to applications for mobility aids. They see what’s truly needed in the home.”

Tips for Getting a Lift Chair Prescription and Making the Most Out of It

So you’re pretty sure a lift chair would improve your independence or that of a family member. How do you make the strongest case to your GP and make the insurance process less painful?

  • Be prepared to discuss how your mobility affects daily life. Let your doctor or OT know specific examples—like struggling after a knee surgery, or frequent falls trying to stand up.
  • If you have an occupational therapist, ask them for a formal assessment or written recommendation. OTs focus on maximizing your function at home and can do a proper analysis of your needs and environment.
  • Research basic lift chair options and bring your top choices along to your appointment. This helps your healthcare provider write a more specific prescription (“Patient requires a dual-motor lift chair due to severe oedema and limited knee extension.”) and aligns with what insurers want to see.
  • Consider factors like seat height, width, weight capacity, motor type (single or dual), safety certifications, and how easy the controller is to use. You don’t want something too bulky or complex.
  • Ask if you can trial a chair before you commit—some equipment suppliers offer in-home demos. Never forget, what works at the shop may not fit through your door at home.
  • Always check power point location and make sure you’ll have clear, trip-free access to the chair—installing one in a cluttered or tight space can create more problems than it solves.
  • Don’t forget post-purchase care: these are machines, so find out about warranty, repair, and how to maintain motors and upholstery for long life. Keep your prescription and receipts somewhere safe for future insurance claims or if you need repairs.
  • If cost is an issue and insurance says no, investigate charities or local council grants, which sometimes help with assistive tech for home independence depending on income and medical conditions.

Lifting yourself back into life doesn’t have to be a dream—or a squabble with insurance. The key is getting a trusted doctor or OT who knows both your body and your long-term health goals. Lift chairs aren’t handed out like jellybeans, but for those who really need them, they can be a crucial step toward regaining daily confidence.